Articles Tagged "first-time home buyers"
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27
Landscaping Projects You Can Do During the Winter Months
Even though winter brings colder temperatures and shorter days, it's still an excellent time to tackle some landscaping projects on your to-do list. You can cross a few things off your spring gardening list, and your lawn and garden will be ready when warmer temperatures roll around. Our real estate agents recommend completing these landscaping chores during the winter months.
15
What to Know When Buying Farmland
If you've dreamed of growing your own food or raising livestock, purchasing farmland can help you turn your dream into a reality. Our real estate agents know that purchasing farmland is a little different than purchasing a more conventional piece of property. Here's what you need to keep in mind when buying farmland.
25
What to Know When Buying a Historic Home
If you envision yourself owning a home that stands out from other properties or boasts design details that are rare in modern properties, a historic home is a terrific option to consider.
There are a few things our real estate agents want buyers to know when considering historic homes to help them confirm that the property is right for their lifestyle and property needs. Here's what you need to know.
6
Creative Uses for a Detached Garage
If you recently bought a home with a detached garage, you basically have a whole extra building on your property. While you could use the detached garage to house your vehicle, there are plenty of more creative ways to take advantage of the space. Our real estate agents have seen homeowners using their detached garages in all sorts of unique ways over the years. Today, we have a few suggestions to share with you.
29
National Mason Jar Day: 7 Ways to Use Them in Your Home
What was originally designed for canning and pickling vegetables has since become one of the most versatile household items. The mason jar and its unique screw-top was created by John Landis Mason in 1858 in order to improve the safety of food storage. However, they are now the quintessential multi-purpose container. If you're thinking about ways to make good use of extra mason jars around your house, the opportunities are endless.
18
How to Warm Up Your Home's Entryway
So many of the beautiful Rockingham County homes for sale have impressive entryways. Often, this is one of the features that captivates potential buyers. However, if your entryway is cold and sterile, it can have the opposite effect - detracting from your home's overall appeal.
16
7 Ways a Real Estate Agent Can Help You in a Hot Market
A combination of low-interest rates, limited nationwide inventory, and pent-up demand has made this year's real estate market one of the hottest in history. In a competitive seller's market, buyers often lose some negotiating leverage and are forced to enter into bidding wars.
However, if you're looking for a home in today's real estate market, all hope isn't lost. The key to finding the right home for the right price is a combination of patience, dedication, and working with an experienced real estate agent.
26
Buying a House? 6 Steps to Increase Your Credit Score
Your credit score is a golden key that can unlock the best interest rates and loan options for your new home.
It's a simple equation: A higher credit score = A lower interest rate = Your home costs you less money.
Before you apply for a loan you want to make sure that your number is as polished as possible. To help you attain the most advantageous loan, our real estate agents share the following steps to take before you begin your home search.
11
Budget Your Way into Buying Your First Home
Our REALTORS® at Old Dominion Realty WORK to help you find a home where you will be truly happy. A lot of factors go into that: The community, the amenities, and your finances.
The financial decisions you make when you're first looking for a home will stick with you for years to come. With that in mind, you have to go into the process with accurate information.
Your real estate agent will help you make the right choices in the market. Only you, however, can figure out the facts about your own household finances that you're sure to need.
Every major investment or purchase starts with one thing: A budget.
And buying a home is no exception.
A budget is a very useful tool for maintaining your financial health. However, most people get by with a simple budget. To get ready for buying a home, you should dive deep into the details.
That's the best way to prevent surprises later!
Let's look at how to build a budget that will support your home buying goals.
29
Avoid These Home Buying Errors to Prevent Striking Out
Real estate and baseball have a lot in common. Scouting a new right fielder for your team is like house hunting. Playing each game is like attending open houses. And winning your league's championship is like having a seller accept your offer.
What many home buyers don't understand is that the 30 to 45 days before closing day is like the home stretch of a baseball game. Errors that happen during this time could get your closing day delayed for rain or even thrown out at third.
Okay, enough with baseball. In the real estate world, there are mistakes home buyers can make during the time prior to closing day that can jeopardize closing on their new home.
Our real estate agents are ready to be by your side during the home buying process. Here are the five mistakes to avoid so your home buying experience is a "home run!"
7
Use Your Tax Refund to Buy Your First Home
Use Your Tax Refund for Your Down Payment
If your tax return is burning a hole in your pocket, there are endless ways you could spend it. Sure, you could go on vacation, or splurge on that latest gadget you've had your eye on, but there's a better option.
If you've been dreaming of finally becoming a homeowner, your tax refund could offer a real opportunity. Our REALTORS® have a few ideas on how you could use your refund to make home ownership a reality once and for all.
30
5 Signs It's Time to Stop Renting and Buy Your First Home
You probably never made a conscious decision to stay a renter forever. Sometimes it just happens. You lease a nice apartment and settle into a renter's lifestyle. You pay your bills and build your savings along the way. But then what? Do you stay a renter forever or take the homeownership plunge?
Our REALTORS® work with many first-time home buyers. We believe there are lifestyle, financial, and personal signs that tell you when the time is right to buy a home. Here are five situations to consider.
19
6 Questions to Ask Yourself When Buying Your First Home
Buying your first home is a big step—think you're ready for it? We certainly hope so, but we also want to make sure that you buy your dream home at the right moment.
At a certain point, every renter gets to a place in their life where they just don't feel like they can do it anymore. Whether it's the noisy neighbors, the overbearing landlord, or the feeling of powerlessness that comes from continuously paying for a living space you'll never own, you just have to get out. Homeownership is the next logical step. Here are six questions our REALTORS® want you to ask yourself before you decide to go for it.
10
5 Reasons to Go to an Open House--Even If You're Not Ready to Buy
Anyone who has shopped for a home knows what it's like to spend countless hours dreaming about your ideal home, scouring every online listing in your area, and attending open houses to get an up-close look at your favorite properties.
These can all be fun activities when you're working to buy a house, and they also present valuable learning opportunities that will help you find the right deal for your needs. But is it still worth it to attend an open house, even if you're not ready to purchase? Our REALTORS® are here to explain why with five reasons to attend an open house even if you're not planning to buy.
25
Should Your Next Move Be to a Smart Home?
Buying a House That's Smarter
A growing number of homes for sale seem to include smart home technology. CNBC.com reported in 2016 80 million smart home devices were delivered worldwide...a 64 percent increase from 2015. Analysts predict despite the industry's growth last year, 2017 will be the year of the smart home because the companies behind the technology will be smarter about educating their consumers.
In a smart home, wireless technology allows you to control various systems and appliances easily using your smartphone, computer, or even voice commands. There is no standard definition of what makes a smart home complete. Exciting new features are hitting the market regularly.
Our REALTORS® have compiled this list of some of the most common smart home features:
12
7 Home Buying Secrets from the Pros
Are you getting ready to buy a home? Whether it's your first or your fifth, you need to make sure you are ready. Here are seven secrets from our real estate pros that will make buying a home just a little bit easier.
28
Beginner's Guide for Buying a Home in Staunton
First-time Home Buyers
Staunton, Virginia is a vibrant community with many attractive attributes, and a great place to settle down in your first home. There are a wide variety of cultural and social opportunities in the area including outdoor exploration of the majestic Blue Ridge Mountains and the Shenandoah Valley. Deciding to buy a home can be intimidating, though, no matter how much you like the community. Here's some helpful information for anyone considering buying a house for the first time.
14
5 Tips for First-Time Home Buyers
Helpful Hints When Buying Your First Home
Congratulations! You've bought your first home. Home ownership brings a lot of freedom, but also many new things to think about. If you're just learning to navigate owning versus renting, here are a 5 First-Time Home Buyer Tips to get you started.
1. Get Fully Insured
Maybe the contents of your home weren't all that important, and you didn't care about rental insurance. Homeowners insurance isn't to be taken lightly. You now own the home, its content, and the property. Losing it could be catastrophic. Do your research and make sure you are fully covering your entire property against any possible scenario. Don't forget to focus on what specific issues you may face in your region.
2. Don't Overspend on New Home Perks
It's your first home. You'll be tempted to fill that beautiful new home with all your visions. That may include remodels, renovations, or new furniture. It's best to hold off for a while--unless it's a critical maintenance item. At this point in the game, establishing a solid savings is most important. Unexpected costs lurk around the corner when you own a home, and savings help you prepare for unforeseen events or expenses. Making home improvements and decorating is a good thing, just research, budget, and save before implementing your ideas.
3. Don't Avoid Maintenance
True, you may not want to take care of that clogged drain today, but tomorrow it may be an overflow that floods and damages the floor and creates the perfect moist conditions for mold. Small issues have a way of snowballing into much bigger ones, so it pays not to put off fixing things. If you're confident you can handle things yourself, go for it. However, never attempt something major or unfamiliar without the help of a professional. Again, it can turn a small problem into something much bigger.
4. Get Help with Taxes
Even if you have to reach deep into your pockets, investing in an accountant is a smart choice. Buying your first home has some tax intricacies that you don't want to mess up. An experienced tax professional will identify any deductions or nuances correctly, making sure you maximize your return.
5. Start a File Box and Spreadsheet for House Records
You'll want to have a place for receipts, maintenance records, home improvement projects, appliance instructions, and any and everything pertaining to your home. The file will serve multiple purposes, from having proof for your taxes to being able to look up the last time you had the furnace serviced. Those records can also assist in designing an annual maintenance plan, or with facilitating a house sale—people feel more confident making a purchase on a home that was well-cared for and has the records to prove it.
Whether you're ready to buy your first home, or have a house to sell, contact our team of REALTORS® Old Dominion Realty.
Old Dominion Realty is a locally owned real estate broker with offices in the West Virginia and Virginia real estate areas (Harrisonburg, Crossroads Plaza, Augusta County, Moorefield and Franklin) and a proud Member of Leading Real Estate Companies of the World® (www.LeadingRE.com).
