Do the words "mortgage application" send a chill up and down your spine? It's an understandable reaction, considering the financial and emotional investment that goes into the purchase of a home in Augusta County.
Fortunately, applying for a mortgage doesn't have to be so stress-inducing. Preparation is the key, as our real estate agents share their top tips that pave the way to a streamlined mortgage application process.
Is buying a house on your bucket list? Saving for a down payment is an important first step. When you make a substantial down payment, it lets you save on your mortgage financing. The larger your down payment, the sooner you'll be able to pay off your home loan.