SIGN UP LOGIN

Home Insurance

Old Dominion Realty Blog Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Augusta County | 13 Posts
Bridgewater, VA | 1 Posts
Burlington WV | 1 Posts
Buy a Farm | 3 Posts
Buy a Home | 30 Posts
Buying a Condo | 2 Posts
Buying a House | 30 Posts
Curb Appeal | 1 Posts
Franklin WV | 1 Posts
Grottoes VA | 1 Posts
Hardy County | 3 Posts
Harrisonburg VA | 45 Posts
Home Buyers | 2 Posts
Home Improvement | 24 Posts
Home Insurance | 1 Posts
Home Value | 2 Posts
Homeownership | 6 Posts
LeadingRE | 2 Posts
Lost River, WV | 1 Posts
Luray, VA | 4 Posts
Monterey VA | 1 Posts
Moorefield WV | 7 Posts
Moving Tips | 5 Posts
Myers Corner | 1 Posts
Open Houses | 3 Posts
Petersburg, WV | 4 Posts
Sell a Home | 52 Posts
Staunton VA | 23 Posts
Waynesboro, VA | 2 Posts
real estate | fiscal cliff | real estate market | housing industry | Old Dominion Realty | Virginia Subdivisions | Old Dominion Realty Subdivisions | Ginny Joseph | Mill View Estates | Crossroads Farm | Magnolia Ridge | Gail Mitchell | Harrisonburg Subdivisions | The Springs at Osceola | Bea Miller | Courtney Crummett | staunton virginia | West Virginia | West Virginia real estate | Bridgewater Virginia real estate | Waynesboro Virginia real estate | Rockingham County Virginia real estate | title insurance | architecture | Shenandoah Valley | home owners insurance | home maintenance | government shutdown | foreclosure | overpriced homes | home safety | energy efficient homes | foreclosures | real estate career | real estate class | real estate license | find a home | buy a home | property search | homes for sale | sell a home | sell my home | selling a home | landscaping | kitchen | ktichen | home staging | staging a home | vacation home | second home | Springs Lakes | Tim Armentrout | subdivision | moving with pets | moving with kids | Shady Creek Homes | Grottoes VA | Harrisonburg | Harrisonburg VA | things to do | moving to Harrisonburg | living in Harrisonburg | Ana Marie Estates | Lillian Boutros | become a real estate agent | buying a home | buy a house | build a house | relocation | Leading RE | Staunton | Staunton VA | Staunton Virginia | living in Staunton | moving to Staunton | Betty Reese | Community Association Management | sales incentive | Charlottesville | Charlottesville VA | Charlottesville Virginia | selling a house | home security | home security tips | Rockingham County | Rockingham County Public Schools | top rated schools | home buyers | home sellers | technology | customer service | community events | area information | Augusta County | fall maintenance | home improvement | green living | schools | school districts | Harrisonburg restaurants | home buyer preferences | become a real estate agent | become a realtor | join old dominion realty | home saving tips | energy saving | Real Estate Agents | REALTORS | John Bowman | Ward Team | Brian Ratliff | Barry Pugh | Karen Rodgers | Charitable Organizations | Associate Brokers | Renee Whitmore | Travis Bowman | Micah Branson | Pam Estes | real estate agents | REALTORS | Julie Slayton | Alicia Farmer | Jennifer Cline | Casey Nelson | house for sale | home for sale | home cleaning tips | Forbes Center Performing Arts | James Madison University | Realtors in Harrisonburg | Augusta Expo Home & Garden Show | sell a house | first-time home buyers | farmland | farm property | agricultural land | farmland | farm | agricultural property | buying farmland | Sell a House | Downsizing | buying a house | home selling tips | curb appeal | home value | homeowner tips | moving tips | open house | Vicky Harrison | Condos for Sale | Sharon Wood | As Is House | Shady Creek Townhomes | Cedar Point Townhomes | Waynesboro | Down Payment | Financing | Mortgage | Home loan | Loan | Pre-approval process | Moorefield WV | Franklin WV | Hardy County | Grant County | Pendleton County | Holidays | Area attractions | Local Businesses | FSBO | Charlie Ward | Neighborhoods | Subdivisions | Best Neighborhood | Professional photography | List a Home | Festivals | Family fun | Community information | Local information | Hardy County Public Library | Home renovation | Spring | Declutter | Pack | Move | Purge | Page County | Woodstock VA | Music and Entertainment | Colby Shifflett | College Park | Bryce Resort | Edinburg | Grottoes | Mount Jackson | Timberville | Woodstock | Bridgewater | Elkton | New Market | Shenandoah County | Broadway | Dayton | Fort Valley | Luray | Weyers Cave | Franklin | Lost River | Petersburg | Garden | outdoors | summer | pets | decor | interior design
September
19

Being a homeowner is a tremendous gift that brings with it a feeling of independence, prosperity, and accomplishment. There are few things that can compare to the uniquely satisfying experience of coming home to one's own residence. However, houses need to be looked after properly and protected against any problems that may occur. This is where homeowners insurance becomes extremely important.

Why Get Homeowners Insurance?

There are a multitude of reasons why homeowners insurance is a good idea. For those that live in areas where natural disasters often occur, such as hurricanes or tornadoes, homeowners insurance is especially important. These policies will help a homeowner get back on their feet after possessions or their entire home is lost in a storm. Beyond natural disasters, a policy may protect property owners in other ways. Some insurance policies can cover dog bites, while insurance policies that have off-premises' coverage will protect belongings anywhere. Certain types of insurance will even cover totally random accidents, such as a satellite dish falling over and damaging part of a home.

How To Get Homeowners Insurance

To pick a policy that fits the bill for property requirements, an insurance search should be performed cautiously. While price can make a difference when it comes to picking a policy, it is also important to work with a credible agent and firm. Homeowners would do well to get in touch with people that they know that have policies that they are pleased with and see which companies or agents they insure with.

It is also important to carefully read a policy to understand what type of reimbursements a homeowner can receive. Common types of coverage are actual cash value, which covers the worth of the items at the time they were destroyed, replacement cost, which is the value of items lost or damaged without depreciation, and extended replacement cost, which covers the entire amount to rebuild a home or replace belongings. Extended replacement costs do have ceilings, so homeowners should be aware of these limitations.

Choosing insurance for a home is one of the most important steps that a homeowner needs to take to safeguard their property and the people that live there. For other questions about homeownership or real estate in West Virginia or Virginia, visit Old Dominion Realty. The professionals at Old Dominion understand how to help anyone through the complicated process of buying and maintaining property.

Login to My Homefinder

Login to My Homefinder