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April
14

Helpful Hints When Buying Your First Home

First-Time Home Buyer Tips

Congratulations! You've bought your first home. Home ownership brings a lot of freedom, but also many new things to think about. If you're just learning to navigate owning versus renting, here are a 5 First-Time Home Buyer Tips to get you started.

1. Get Fully Insured

Maybe the contents of your home weren't all that important, and you didn't care about rental insurance. Homeowners insurance isn't to be taken lightly. You now own the home, its content, and the property. Losing it could be catastrophic. Do your research and make sure you are fully covering your entire property against any possible scenario. Don't forget to focus on what specific issues you may face in your region.

2. Don't Overspend on New Home Perks

It's your first home.  You'll be tempted to fill that beautiful new home with all your visions. That may include remodels, renovations, or new furniture. It's best to hold off for a while--unless it's a critical maintenance item. At this point in the game, establishing a solid savings is most important. Unexpected costs lurk around the corner when you own a home, and savings help you prepare for unforeseen events or expenses. Making home improvements and decorating is a good thing, just research, budget, and save before implementing your ideas.

3. Don't Avoid Maintenance

True, you may not want to take care of that clogged drain today, but tomorrow it may be an overflow that floods and damages the floor and creates the perfect moist conditions for mold. Small issues have a way of snowballing into much bigger ones, so it pays not to put off fixing things. If you're confident you can handle things yourself, go for it. However, never attempt something major or unfamiliar without the help of a professional. Again, it can turn a small problem into something much bigger.

4. Get Help with Taxes

Even if you have to reach deep into your pockets, investing in an accountant is a smart choice. Buying your first home has some tax intricacies that you don't want to mess up. An experienced tax professional will identify any deductions or nuances correctly, making sure you maximize your return.

5. Start a File Box and Spreadsheet for House Records

You'll want to have a place for receipts, maintenance records, home improvement projects, appliance instructions, and any and everything pertaining to your home. The file will serve multiple purposes, from having proof for your taxes to being able to look up the last time you had the furnace serviced. Those records can also assist in designing an annual maintenance plan, or with facilitating a house sale—people feel more confident making a purchase on a home that was well-cared for and has the records to prove it.

Contact Old Dominion Realty
Whether you're ready to buy your first home, or have a house to sell, contact our team of REALTORS® Old Dominion Realty.

Old Dominion Realty is a locally owned real estate broker with offices in the West Virginia and Virginia real estate areas (Harrisonburg, Crossroads Plaza, Augusta County, Moorefield and Franklin) and a proud Member of Leading Real Estate Companies of the World® (www.LeadingRE.com).

April
8

How Millennials are Changing the Home Buying Process

Millennial Home Buyers


Visit your favorite marketing site, and you'll find no shortage of advice on how to sell your gadget, clothing line, or professional services to buyers from Generation Y (also known as millennials). But what about selling homes? Generation Y is growing up, and is now the largest demographic in the real estate market, with Generation X trailing close behind. So when you're working to sell a home, it pays to take a long look at what young buyers want.

The good news is that despite the differences between generations, there are some similarities that virtually all home shoppers share. Ahead, we'll take a closer look at how to market your home to the young, growing Generation Y demographic.

Click Here to Read More...

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