ODR-WV, LLC | Franklin, WV | George I. Sponaugle, Broker • Old Dominion Realty, Inc. | Harrisonburg, Broadway, Augusta, and Crossroads, VA, and Moorefield, WV | Michael W. Pugh, Broker
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Real Estate Loan
Biweekly Mortgage Calculation - How much would your loan cost if you made payments every two weeks?
Canadian Mortgage Payment Table - Canadian mortgage calculator based on Canadian mortgage calculations.
How Much House Can You Afford? - You supply your income information and we calculate how much you can afford.
Mortgage Calculator - Find out how much that new home will cost!
Mortgage Payment Table Calculator - See how much a home loan will cost with varying interest rates and payments on the same chart!
Mortgage Qualification Calculator - See what lenders expect your minimum annual income to be in order to afford your next home.
Prepayment Mortgage Reduction - This form allows you to see how prepaying your mortgage reduces the length of your mortgage by putting in the current values for your loan.

Auto
Car Lease Calculator - How much will your payments be if you lease your next car?

Schooling
Tuition Savings Calculator - See how much you need to contribute each year in order to put your children through college.

Financial Planning
APR/Front End Cost Calculator - Calculates the upfront costs of the loan.
APR/Front End Cost Calculator - You give the upfront costs and it finds the actual Annual Percentage Rate.
Compound Interest Rate Calculation - This calculator simply takes the final amount you want to earn given an initial investment for a duration of time, and finds the required annual yield you would need to achieve that goal.
Deferred Payment Calculator - What will your monthly payment be if you defer a loan?
Future Value/Annuity Calculation - How much money do you need to save now to have what you want when you retire?
How Long Will It Last? - Loan Calculator - Here is a new twist on the mortgage calcuator. Here you tell how much you want to spend each month, an interest rate and a loan amount, and the computer tells you how long it will take you to pay it off!
How Much to Retire - Here is a new simple retirement calculator. It tells how much you will need to provide a certain income for a set number of years.
Loan Payment Calculator - Enter the values and we will tell you the payment. The loan can be a mortgage, car loan, or any other simple interest amortization over a fixed time with fixed monthly payments.
Nominal and Effective Interest Rates - Calculate what rates are necessary to achieve a desired future value amount given a present value amount and the time period over which to compound your investment.
Prepayment vs. Investment -- A Scenario - This form allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead.
Savings Calculator - This doesn't deal with inflation, taxes or any of that complicated stuff. This is just a simple calculator that lets you start with an amount of money and make regular monthly deposits, and see how much it grows.
Rent vs. Own - Determine whether it is financially better to purchase a home or rent